Deciding If it’s the Right Time?

For most of us, buying a first home is a dream come true. However, it can also be a lengthy process where potential — and sometimes very costly — pitfalls trap the unprepared buyer. This guide will help you get prepared.

How do you know if you’re ready? Making the leap from renter to homeowner is a big decision. For some, renting may be the right choice.  Because the “down payment” is most often limited to first and last month deposit, renting can be viewed as cheaper and more flexible in the short-term. Monthly rent payments are also generally “all in” and usually cover all property taxes, homeowners’ association fees and maintenance costs. Plus, renting can offer flexibility should circumstances unexpectedly change.

For others, however, buying is the right move to make. They’ve reached the point where they feel confident about staying in one place for a while and are established in their jobs with a dependable income. Their debt obligations – such as car loans, student loans and credit card payments – are manageable, and they’re interested in exploring how the traditional benefits of home-ownership, like favorable tax treatment* and equity appreciation, can enhance their long term financial prospects. If that sounds like you, this guide will help you assess your current situation and better prepare you for the home-buying process.

Call Ned Kircher at 480-776-5324 further information?